In a pleasant surprise, my health insurance premiums - subsidized by my employer - will not be going up in 2025! I was fully expecting it to, because one, inflation is causing everything to be more expensive these days. And two, Kaiser Permanente had to pay its workers more after their strike last year. Did you think a corporation is going to eat into its profit margins? You’re hilarious.
Just as well, then. Whatever difference I thought I’d had to pay more in the coming year will go right into the savings account.
Towards what end? I’m not sure. I am seeing a lot of people my age (mid 30s) having babies these days. Personally, I have no interest (or prospects) to be doing so myself. Not that I don’t think I wouldn’t be great at parenting. If anything, I am leaving positives on the proverbial table. Word on the street is that people who have kids tend to happier and live longer. As a person who is deathly afraid of dying, and has always strived to maximized longevity, why haven’t I made any babies already?
One things for sure: it is not too expensive to raise children. Our expectations toward what goes into child rearing have simply inflated. Baby showers, birthdays, the best diapers, humidifiers, bottle warmers, etc: I was raised with none of that stuff! My working-class parents could not afford it. And I turned out okay, if I do say so myself. Daycare? In Chinese culture, that would be the grandparents. No need to spend thousand(s) dollar per month.
Social media can make it difficult, I reckon. It’s like an arms race to show who can provide the “best” childhood for their kids. Don’t complain to us about how expensive it to raise kids when you go into debt for Disneyland. Public parks are free.