They got him

It appears the alleged UnitedHealth CEO killer has been captured in Pennsylvania. That didn’t take long, did it? What a blatant showcase of class disparity. A CEO of a multi-billion corporation gets assassinated, the authorities spare no expense and manpower to hunt down the killer. A random guy in the inner city gets gunned down, nobody freaking cares. In a capitalistic society, the value of a life is pegged to how much he earns and produces.

I’m not anywhere near anti-capitalist, mind you. It is, what it is.

It reads to me like the alleged assassin wasn’t hiding all that intently. He’s still got the weapon, fake identifications, and manifesto with him when he was captured. Any other smart criminal would have dumped those items as soon as possible. Perhaps having his day in court is part of the killer’s plan. Take the stand and go on a diatribe, while the entire country is paying attention. The jury selection process alone will be fascinating to watch. It seems impossible to find 12 + 2 jurors without any bit of animus towards health insurance.

The killer is apparently from a prominent and wealthy family in Maryland. He really is living up to the name people have given him: healthcare Batman. The movie to be made out of this saga is already cooking in some Hollywood studio, I’m sure. Timothee Chalamet is a shoo-in to play antagonist. Or is it the protagonist?

I’ve not seen Americans from both side of the political spectrum so united since 9/11. Health insurance is a universal suck for everyone; the death of UnitedHealth CEO offers a modicum of justice, a helping balm of schadenfreude. You know who’s only got positive experiences with health insurance? The people putting out op-eds morally shaming the positive reaction. No skin in the game!

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The other side.

The finding out phase

I think it’s morbidly fascinating that the reaction to the CEO of UnitedHealthcare getting assassinated in New York City is mass jubilation. The Reddit pages are full of good riddances, and cheers to a deserved death for all the suffering the CEO and his company have caused. It’s a good thought exercise: if a million people become happy at the news of your death, perhaps you haven’t lived so honorably while you were alive.

It goes without saying, but murder is bad. Very bad.

The motive in killing the CEO of a private health insurer cannot be more obvious. Either the killer, or someone close to the killer, was done wrong by UnitedHealthcare. Most likely a denial of coverage for critical, life-saving aid. We cannot condone the how, but we can empathize with the why. In a country famous for gun violence and a lack of universal healthcare, It’s kind of surprising that something like this hasn’t already happened before. I think almost everyone has had - or knows someone who has - negative experiences with health insurance. You mean it’s only now that someone felt aggrieved enough to take premeditated revenge?

I guess the John Wick-type revenge plots are movie storytelling, not real life.

Because the pool of aggrieved UnitedHealthcare customers is so large (the company has the highest denial of coverage percentage of all health insurers), the number of suspects can literally be in the thousands. And because common sentiment is so against American health insurance - and healthcare in general, that even if the killer is caught, assembling an impartial jury just might be impossible. So many people on the subreddits I’ve read are applauding the actions of this healthcare Batman.

No matter what happens to the killer, the guy is already a historical legend. Anthem Blue Cross Blue Shield - another health insurer - announced today they are rolling back plans to limit anesthesia coverage. No doubt the murder of UnitedHealthcare’s CEO is making substantive waves across the healthcare industry.

Got to catch them all!

Good to have healthcare

How’s everybody in the Bay Area handling the smokey air conditions? AQI reached the 180s yesterday (read: unhealthy), and it’s hovering in the 150s so far today. Thanks a lot, wildfires burning up in Oregon! I haven’t worn a mask outdoors since the early days of the pandemic. Remember those days? In hindsight, it was rather needless to mask-up outdoors. So was wiping down packages and bags with disinfectant.

The horrible air quality did not stop people from exercising outdoors. I saw plenty of people working out at the Marina Green yesterday. And all I have to say is, “Why!?” I can’t perceive any net benefit whilst breathing in this bad of air. This is what indoor gyms - with proper air filtration - are for.

Our health is too important, and so is having quality health care. It’s open enrollment period at my work, and it’s a good annual reminder how fortunate I am to have health care paid for by the employer. It’s the good stuff, too: my friend and I are both with Kaiser Permanente, but her emergency room deductible is $150, while mine is just $50. This low deductible tier do not come cheaply: my employer pays over $960 a month for the privilege (that’s $11,520 a year). I can’t imagine having to fork over that much money myself. Good thing the healthcare mandate, part of the Affordable Care Act, was struck down in court…

I can totally see why people stick with a job they may not like too much, all because of maintaining healthcare coverage. In America we sadly don’t have universal healthcare like rest of the first world. Our healthcare is dependent on employment, or being so abjectly poor that you qualify for government assistance. It adds degrees of difficulty for those wanting to take a leap of faith in pursuing the arts, or going freelance. Especially so if you’ve got dependents relying on you having health insurance.

It would be fantastic if there were universal healthcare. Instead of paying Kaiser $11,520 a year, my employer can pay that money directly to me instead. That would be lovely.

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Free candy.

You really get what you pay for

Recently, my mom took an awkward fall off her bed, causing a hair-line fracture on her left clavicle. Before knowing this diagnosis, she went to her family doctor to check on the massive bruising and pain that resulted. The clinic took a CT scan, and recommended she go to an emergency room to have the x-ray images checked out, and if needed, receive treatment. The clinic itself is not equipped for such procedures, and heading to the emergency room would be far quicker than waiting for a referral to see a specialist.

Being disabled, mom has Medicare coverage, so she can quite literally go to any emergency room at any hospital. We chose a local private hospital because we figured there’d be less people there waiting than SF General, the city’s public hospital. My presumption was correct as there weren’t a line at all (this is 7 PM on a Friday, for what it’s worth); we quickly checked-in and my mother received care almost immediately. The facilities are modern and nice, and the staff is super attentive - no less than four personnel tended to my mother for what amounted to only a confirmation of small fracture and a demonstration on how to use a sling to secure the arm.

The quality of care between private and public hospitals is immense.

I’ve seen this myself. I’m lucky that my work provides great health insurance through Kaiser, and as someone who grew up poor and relied on clinics and hospitals catered towards low-income, the superiority of the care at Kaiser was eye-opening. I remember vividly getting blood-work done at a Kaiser campus, and was surprised the results came back the same day within a few hours. I was still accustomed to waiting a few weeks for reports and test results that was the norm of my childhood healthcare experience.

For the richest country this planet has ever seen, this gulf of care between the haves and have-nots (healthcare-wise) shouldn’t exist - it’s morally wrong. Until the day America provides universal care for its citizens, it’s a continued stain and shame on this country. The benefits of a healthy populace with no fear of medical debt burden are incalculably positive, and we can certainly afford it (looking at you, military budget.)

For me personally, the question of healthcare certainly gives me some pause in regards to switching jobs or moving to another State. Having proper insurance takes such a load off in terms of stress that it’s downright scary the thought of being without it for any period of time. Imagine a United States with Medicare for everyone: people would be more apt to move freely within the country for jobs and opportunities, and I think it’ll be great for innovation.

We can get there. We have to. One of the saddest things in America are the GoFundMe campaigns for a person’s gross healthcare bills. A failure of society that we mustn’t continue to accept.

I don’t always drink regular Coke, but when I do, it’s got to be the bottled version with real cane sugar. Stay thirsty my friends.

Quality healthcare is something to behold

As any healthy person in his twenties are wont to do, I've been neglecting to perform my yearly health checkups, even though my work covers all three major facets of health, vision, and dental. Why waste precious time to visit the clinic only for them to tell me exactly what I already know: I'm completely healthy. 

Well, one of the numerous side-effects of turning 30 is that it has you reevaluate many things, one of which is I probably should go see the doctors to get everything checked out - you know, just to be sure. One likes to think that this side of 30 as another fresh starting point, and I wanted to know my baseline - and to fix any problems - before I embark on the next great life journey (corny isn't it). 

So the past couple of weeks I've been to the eye doctor and my primary care physician - both for the very first time in my adult life (in two weeks time it's the dreaded dentist!). One of the big discoveries in doing so wasn't related to my health at all, but rather I realized how incredible my health coverage is. Not only does my work cover all three major items, but the quality of the coverage is in a word, superb. 

I've now seen with my very eyes the quality hierarchy in healthcare.  

During my impoverish childhood I was relegated to free/low-income clinics, and to contrast that experience with the level of care I got these past weeks, they are quite literally opposite ends of the spectrum. For example I thought blood test results would take a few weeks - because when I was young they did - but just two days ago Kaiser turned it around the same day, with a message from my doctor discussing the results from the very next. I was pleasantly stunned.

How lucky am I to have health benefits that cover me so completely?

People say all the time "The rich always get richer" and I think it doesn't only apply to money: proper healthcare also have compounding benefits to a person's life. Those who don't have or can't afford quality health insurance to deal with long lines, less attentive doctors, and subpar facilities. I know, because I've lived through it. Whether the system is "fair" or not is not for me to debate, but I think it's definitely an additional disadvantage to have to overcome. 

I guess I'm glad and grateful to have done so.