Blog

Short blog posts, journal entries, and random thoughts. Topics include a mix of personal and the world at large.

Not for thee

This guy on Reddit is complaining about the prices of haircuts nowadays. I wonder what is his opinion on paying people a “living wage”. (Whatever that means numerically.) According to what he is saying, barbers definitely do not deserve one. Haircuts should remain cheap just like the old times.

Why am I getting the sense the people arguing for a living wage are advocating for themselves only, and not others? There’s this talk of Trump deporting illegal immigrants will cause food prices to go up because there would be a shortage of farm workers. The assumption is that with smaller labor supply, farmers will have to pay more to attract workers. Basic supply and demand.

Well, no one likes to pay more for groceries, right? The high inflation of past years is how (ironically) Trump won the election. But then aren’t we tacitly saying that farm workers don’t deserve a living wage? Fast food workers got a $20 minimum here in California, and enough people balked at the increased menu prices that McDonald’s and others had to start offering $6 value deals to entice customers.

There’s definitely a dichotomy between advocating for higher wages in general but not liking the results. Corporations will always protect their margins, therefore passing the wage increases to customers. Sure it’s easy to skip fast food, but groceries are kind of essential. The populace won’t stand for inflation at the supermarket.

Let’s be honest: what we really want is for us to get paid more individually, but for prices of stuff to remain the same. So we can’t all get a raise, because that would cause inflation. Living wage for me, but not for thee: Californians rejected the State proposition to increase the State minimal wage two weeks ago. At least we are honest with ourselves!

The digital driving you

Apple iPhone users in California can now add their driver license onto the wallet app. Supposedly, we can use this mobile license at TSA checkpoints at select airports (including my local SFO). I don’t know about you, but I will for sure still bring my actual driver license. I wouldn’t want to miss a flight on the off chance that TSA refuses to accept the digital version (or the scanner goes down). The same way I still carry at least one physical credit card with me, just in case the digital cards momentarily stop working. Or my iPhone dies a sudden death.

It’s kind of iffy, isn’t it? To put everything important into one singular failure point. A thing that runs on battery is liable to fail at anytime, without rhyme or reason. I can understand those who would never take an electric vehicle on a long road trip. Let’s say my iPhone stops working while I am out driving. But my driver license and insurance information is stored on the device! Does that mean I can’t legally drive - whilst carrying a nonfunctioning phone?

That’s not going to be a problem until a time when law enforcement accepts the digital California driver license. As of right now, we still have to bring the physical card with us out on the road.

Not that anyone should hand over their smartphone to a cop so willingly. I think the idea is to eventually have officers be able to scan our digital licenses? The same way we tap our phones at pay terminals in a store. This would be great a car dealership. No longer can sleazy salespeople hold your license hostage while they browbeat you into buying a car at their price. You want to see my driver license? Here, scan the this. I think that would be brilliant.

Never eat alone

After my Wednesday evening workout session, I typical go to the local Chipotle for sustenance. There’s no better way to get the big three macros (carbs, protein, and fats) covered than a Chipotle burrito bowl. I’m fairly convinced one can properly bulk up feeding on that alone. Best of all, and the whole point of going there in the first place: I don’t have to cook after a strenuous workout.

But that post-exercise meal plan is changing. California’s new minimum wage law for fast food workers - a luxurious (sarcasm) $20 an hour - went into effect on April 1st. In response, franchises with over 60 stores nationwide (that would be most of the fast food chains we know and frequent) have raised menu prices. You didn’t think they were going just absorb the increase in labor cost, did you? Profit margins are too holy for that.

The price for the burrito bowl I usually get at Chipotle went up about $0.75. That may seem trivial, but fast food costs have already ballooned in recent years due to the pandemic supply chain and inflation. The latest increase is the straw that is breaking my camel’s back. After working out this evening, I cooked at home instead. $15 for a burrito bowl is so not Raven.

While I am happy for the fast food workers getting a raise, I just won’t be the one supplying those dollars. In fact, eating out has become so expensive that I am implementing a new personal rule: no more outside food unless I’m with others. The social aspect is definitely worth paying for. Otherwise, like the McDonald’s meme goes: we have food at home.

Cover your butt

Speaking of high auto insurance costs: part of the reason why it costs so much per month to insure my BMW M2 (aside from the fact it’s a fast BMW) is that I have way higher liability coverage limits than what is mandated by California. This great State of ours calls for only $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, and $5,000 for damage to property (15/30/5 in insurance parlance). Those minimums are laughably low when considering the average selling price of new cars in America is about $48,000.

That means if you collide with a brand-new Toyota RAV-4, and you only have the California minimum coverage, high chance you will be personally on the hook for damages over those minimums. A total-loss for the RAV-4 is already above $30,000, so let’s not even add on any potential bodily injury of the opposing driver.

And yet the minimums aren’t any higher, because that means everybody’s base premiums would be higher as well. It seems California is incentivized to keep the minimums low, because more people would be able to afford auto insurance on the low end. (But driving is a privilege, not a right?) No need for low-income folks to carry high liability when there is nothing in their bank accounts for the opposing party to sue for.

Obviously, if you’re at least a medium earner with a some assets in reserves, you’d be risking a lot to not have higher coverage. I personally have 100/300/100 on the M2’s policy. On the other hand, I also carry uninsured/underinsured motorist coverage. Because a driver carrying State minimums can’t possibly cover a total loss of the M2. It’s kind of perverse, actually: if you have assets, you have to pay more to cover yourself and cover for other drivers’ insufficient coverage. Fair, it is not.

But I gladly pay my high insurance premiums. My risk tolerance is super low when it comes to preserving the integrity of my bank accounts. The car can always be replaced with a check from my insurance; never ever dependent on the other party’s insurance to make me whole.

I like eggs

Are there eggs available for purchase at your local grocery store? Reads like there’s an Avian flu outbreak amongst the chickens in California, and the supply of eggs is threatened (and chickens-related food products too, presumably). All appears to be fine at our local Whole Foods this past Saturday, and supply at Costco looks to be healthy that Sunday as well. But, as a daily eater of eggs, I bought more than usual at Whole Foods, just in case.

Eggs are obviously an excellent source of protein. Since my high hemoglobin A1C results from last October, I’ve been eating scrambled eggs as a substitute for white rice (mostly the dinner meal). At a rate of at least two eggs per day, I go through the supply quite quickly. Be that as it may, I still do not buy in larger bulk from Costco. I greatly prefer the eggs from organic-fed, free-range chickens. Those are only available at the likes of Whole Foods. It may be the money talking, but I can definitely taste the difference.

Not that I am the stuck-up picky type. I don’t go to my friends’ homes and lament they only buy non-organic eggs. I’ll eat them all the same.

I asked my mother whether or not she stocked up on eggs, in case of imminent shortage. She said they (my parents) do not eat much eggs, so didn’t feel the need to do so. I reminded her that eggs are great for protein, and that she and father should eat more protein now that they are both retired. I feel like I’m going to be a broken record, the nagging parent (how the turntables) when it comes impelling my parents to eat more protein (and less carbs). It’s such a crucial nutrient as they age into their golden years.

We have to eat our proteins, too. Sure hope the egg supply stays consistent through this mini crisis!

An electric road trip

Turns out, road-tripping in a Tesla electric vehicle is eminently doable. At least in California.

During my recent trip from San Francisco to Los Angeles - driving my very not electric BMW M2 (God bless the dinosaur juice!) - a friend drove down with me in his Tesla Model 3. It gave me the opportunity to see what it is like to drive hundreds of miles, in a single day, in an electric-vehicle. What is the charging infrastructure like? Do charging times dramatically affect progress towards our destination?

It’s important to keep in mind that we are talking about Tesla. Tesla famously have its own supercharging network. Your non-Tesla EV obviously may have a wholly different experience going down the length of California in a single day.

The supercharging network is fabulous. The ones we went to were situated in malls, offering a far better bathroom experience than the dank ones in gas stations. We even did some last-minute road-trip essentials shopping at the Target next to the first supercharger we stopped at. It makes sense that superchargers are in areas of higher quality than the typical highway-side rest stops. Purveyors of six-figure Tesla cars aren’t wont to slum it with the peasants.

Improved amenities aside, the best thing about the superchargers is the charging speed. My friend charged his Model 3 Long Range from 20% battery to 80% in less than 20 minutes. Just enough time for a bathroom break and stretch of the legs. For sure that charging time is considerably longer than a simple gas fill-up, but if you coincide the charging with the need for humans to take a break as well, then 20 minutes did not feel burdensome at all.

One of the major concerns folks have with electric vehicles is taking them on long trips. I can affirm that if you have a Tesla and you’re in California, that concern is nonexistent. You can comfortably traverse the State and be confident that a supercharger station is always within reach. And once at a supercharger, the refilling experience is quick and seamless. Tesla have done a fantastic job building out the infrastructure, one that I’m sure is a huge competitive advantage.

The most depressing place

One of the most joyless place in the world has to be your local DMV office. That’s why we avoid going there as much as possible. My California driver license is due for renewal this year. Normally I would choose the renew-by-mail option. However, I’ve been procrastinating on getting the REAL ID, a Department of Homeland Security identification requirement to board a U.S. domestic flight. This will be fully enforced May of next year, so I had to bite the bullet and visit the DMV.

Even with an appointment, I was not checked into the building until 10 minutes after my scheduled time. The line outside was that long. Coincidentally, the card payment devices at that DMV office were out of a commission, a fact that wasn’t relayed to those of us in line. It would be cash only, a huge bummer for me because I hardly ever carry cash. Luckily my housemate was home and just 10 minutes away. He came through with the cash minutes before my number was called. Clutch!

The paperwork to attain a REAL ID is relatively draconian. Firstly you need another form of identification (can’t be your driver license), which for most of us is our passport. Secondly you need two pieces of official paperwork that has your name and current address. I used a bank statement and the declarations page of my automobile insurance. The second part seems to be tripping some people up. I heard no less than two people while I was at the DMB not having the necessary identifying papers.

Of course, they didn’t get much sympathy from the DMV clerks. No need to be joyous and courteous toward customers when job security is already baked in. Though honestly there’s really not much for the clerk to do if the customer did not come prepared. On the other hand, the customer likely wasted two hours waiting and will now have to do it all over again on another day. I would be frustrated too.

Save for the snafu with needing cash, I had everything in order. The REAL ID diver license will come in the mail soon enough. And hopefully I won’t have to step foot inside that DMV for at least a few years.